Chapter 112

Common Barbell Mistakes

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Even understanding the concept, implementation errors are common:

False Fortress Assets

Assets appearing safe that aren't: - Corporate bonds (counterparty risk) - Bank deposits beyond insurance limits - Real estate with mortgages - Dividend stocks - Stable coins

True fortress assets survive any scenario. Test accordingly.

Timid Speculation

Speculation that isn't really speculative: - Large cap growth stocks - Sector ETFs - Conventional startups - Moderate leverage

Real speculation requires genuine convexity—massive upside, limited downside.

Middle Creep

Gradually adding middle positions during stable times: - "Just this one balanced fund" - "Some blue chip stocks for dividends" - "A little corporate bond allocation"

Middle creep destroys barbell integrity. Maintain empty middle discipline.

Correlation Blindness

Hidden correlations between barbell extremes: - Speculation dependent on fortress asset stability - Both ends exposed to same systematic risk - Geographic concentration across extremes

Regular correlation analysis prevents this fatal flaw.